Getting a credit card in Hong Kong isn't just about convenience or making payments; it's a chance to enjoy rewards and treat yourself every time you spend.
Many banks in the city are offering exciting and bang-for-your-buck credit card offers with perks like cashback, special prices, exclusive dining discounts, and many more.
If you hold a few different credit cards or haven't paid much attention to pre-existing offers, continue reading to find out how you can maximize your credit card spending in the city and beyond!
HSBC Premier Exclusive: Buy-1-Get-1-Free Set Lunch or Dinner
HSBC Premier Mastercard Credit Card holders can treat themselves to an exclusive buy-1-get-1-free set lunch or dinner at top-tier restaurants across Hong Kong, including MICHELIN-starred favorites like Amber, Arbor, Man Wah, Mandarin Grill & Bar, Nagamoto, NOI, Sun Tung Lok, Rùn, and MORA. The offer also covers The Krug Room and Lawry’s The Prime Rib.
Available until Dec. 31, 2025 - this is the perfect chance to experience world-class dining for half the price!
Check out the deal listing below to find out how to make your reservation!
American Express Exclusive: Up to 30% Off on Selected Restaurants
If you hold any eligibleAmerican Express® Cardsin Hong Kong, enjoy the Special Dining Offer of up to 30% off at designated restaurants from Jul. 1 to Sept. 30, 2025, and their Year-Round Dining Offer of up to 25% savings at select venues from now until the end of the year, Dec. 31, 2025.
Reservations are required with mention of the offer usage.
Visit the deal listingbelow for the full participating restaurants list!
Visa Exclusive: Earn Up to HK$350 for Octopus on iPhone and Apple Watch
From now until Oct. 31, 2025, Visaand Octopusare offering new and existing customers the chance to earn up to HK$350 Octopus Top-Up Value when using an eligible Visa cardwith Octopuson iPhone or Apple Watch.
Rewards include a HK$100 welcome bonus for new users, up to HK$150 for top-ups of HK$500 or more, and an extra HK$100 for new Mobile Octopus registrations made by Sept. 20, 2025.
Find out more via the deal listingbelow!
Mastercard Exclusive: One Dines Free
Who doesn't like free things? With Mastercard's One Dines Free offer, cardholders can enjoy a complimentary main course at one of their partner restaurants across major cities, including Hong Kong, Singapore, Tokyo, and Sydney.
Reservation must be made through the One Dines Free website and paid with by any valid Mastercard credit card.
Check out the deal listingbelow to see the full partner restaurants list!
DBS COMPASS VISA: Enjoy 8% COMPASS Dollar Rebate Every Wednesday
If you're not buying your groceries on a Wednesday then what are you doing? DBS COMPASS VISA cardholders can enjoy up to 8% COMPASS Dollar rebateevery Wednesday!
All you have to do is spend a minimum ofHK$300 or more at a local supermarket, and the rebates will be credited automatically.
Visit the deal listingbelow to find out the eligible local supermarkets!
American Express Exclusive: HK$1 to Enjoy a Star Ferry Ride
One of the best ways to experience Hong Kong's iconic Victoria Harbour is by taking the Star Ferry. If you have an American Express® card, you can now enjoy Star Ferry rides for justHK$1!
Simply select "Pay by AMEX $1" at the turnstile of the Star Ferry and tap your card to redeem. Note that blackout dates apply so be sure to check before you board.
Visit the deal listingbelow for more details!
Visa Exclusive: Save Up to 20% at HKIA on Selected Restaurants
From now until Sept. 30, 2025, Visa Infinite and Visa Signature cardholders can enjoy up to 20% off dining at select restaurants in Hong Kong International Airport (departure area).
The designated venues include Master Hung, Nippon Ramen, Jardin de Jade, Tap + Brew, and Yung Kee.
Find out more via the deal listingbelow!
#TravelWithVisa: Receive Up to HK$800 on Flight Bookings
Until Dec. 31, 2025, eligible Visa cardholders in Hong Kong and Macau can enjoy up to HK$800cash rebates when booking flights directly with Air New Zealand, All Nippon Airways (ANA), Ethiopian Airlines, EVA Air, or Singapore Airlines through their respective local websites.
For bookings between HK$4,000 and HK$7,999, travelers can receive an HK$240 rebate, and HK$800 rebate for bookings of HK$8,000 or more.
Your visa card must be registered before any purchase! Check out the deal listingbelow to find out how!
